Terms of Service

1. Eligibility

By using this Site, you represent that you are at least 18 years old. If you are under 18, you may not use this Site.

2. Permitted Use

You agree to use this Site only for lawful purposes and in a manner that does not:

• Infringe on the rights of any third party
• Violate any applicable laws or regulations
• Transmit any malicious software or harmful content
• Attempt to gain unauthorized access to any part of the Site

3. Intellectual Property

All content on the Site, including text, graphics, images, logos, and software, is the property of Calverda LLC or its content suppliers and is protected by applicable intellectual property laws. You may view and download content for personal, non-commercial use only. Any other use requires prior written permission from Calverda LLC.

4. User Feedback

If you submit any ideas, suggestions, or feedback to us, you grant Calverda LLC a perpetual, royalty-free, irrevocable license to use, modify, publish, and distribute such content without any compensation to you.

5. Third-Party Links

This Site may contain links to third-party websites. Calverda LLC does not endorse or assume responsibility for any content, products, or services offered by third parties.

6. Disclaimers

The Site is provided "as is" and "as available" without warranties of any kind, either express or implied. Calverda LLC does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

7. Limitation of Liability

To the fullest extent permitted by law, Calverda LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Site.

8. Indemnification

You agree to indemnify and hold harmless Calverda LLC and its officers, directors, employees, and agents from any claims, losses, liabilities, damages, costs, or expenses arising from your use of the Site or violation of these Terms.

9. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated by reference into these Terms.

10. Modifications

Calverda LLC reserves the right to update or modify these Terms at any time without prior notice. Your continued use of the Site following any changes constitutes acceptance of the revised Terms.

11. Termination

We may suspend or terminate your access to the Site at our sole discretion if we believe you have violated these Terms or engaged in conduct harmful to the Site or other users.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in New York.

13. Contact Information

If you have any questions about these Terms, please contact us at: